Terms of Service

Terms of use

Last updated: August 2026

Not investment advice

FlowLedger is a research tool that surfaces historical patterns in publicly disclosed mutual fund data. Nothing on this platform is investment advice, a recommendation, or a solicitation to buy or sell any security. All signals are historical and backtested — they describe what has happened, not what will happen. You are solely responsible for any investment decisions you make.

Data source and accuracy

FlowLedger derives its insights from publicly available SEBI-mandated mutual fund disclosures. We take reasonable care to process this data accurately, but we do not guarantee that every signal is free of error, and we are not liable for decisions made based on the platform's output.

Access and accounts

Access to FlowLedger is currently invite-only. You are responsible for keeping your account credentials secure and for all activity under your account. We may suspend or terminate access for misuse of the platform.

Acceptable use

You may not scrape, resell, or redistribute FlowLedger's data or signals without written permission. You may not attempt to circumvent access controls or use the platform for any unlawful purpose.

Changes to the service

FlowLedger is in active development. Features, pricing, and availability may change as the product evolves. We will make reasonable efforts to communicate material changes to active users.

Governing law

These terms are governed by the laws of India, and any disputes are subject to the jurisdiction of Indian courts.

Contact

Questions about these terms? Email us at research@flowledger.in.